In September 2010, consumers and consumer activists welcomed the passage of a new law aimed at controlling the behavior of creditors during the collections process. The new law, known as the Demand for Payment of Debt with Fairness Act (DPDF), represents a major effort to control the ongoing problem of harassment of debtors by protecting their rights. The main objective of the DPDF was to address the concerns of consumers and consumer advocacy groups over the increasingly aggressive tactics employed by creditors in the loan and credit card businesses. This article provides an overview of the DPDF.